Structured finance and securitisation

Our expert teams can support your structured finance and securitisation needs – establishing SPVs and off-balance sheet ownership vehicles, ensuring they run seamlessly and remain compliant at all times.

Securitisation services and solutions

Securitisation enables lenders to pool illiquid assets, such as long-term mortgages or auto loans, into tradeable securities, which are then sold on to institutional or sophisticated investors typically looking for diversification and a steady stream of income.

Notably, SPVs can be directed toward specific economic goals, such as green securitisation, which helps funnel private investment into sustainable energy projects and energy-efficient infrastructure.

At Hawksford, we support originators, arrangers and issuers – including some of the largest global investment banks and asset managers – with the creation and ongoing administration of bankruptcy-remote structures in a number of jurisdictions – notably Jersey, UK, Luxembourg, Mauritius and the Netherlands – ensuring compliance with local authorities and regulations at all times.

Our securitisation solutions:

End-to-end support and administration
We support clients across the entire lifecycle of a project. From incorporating the SPV and establishing the overlying ownership entity (if required to make the SPV orphan); to providing ongoing services including directors; reporting and accounting, cash manager, notes registrar, company secretary, security trustee and regulatory and tax compliance; through to providing dissolution services, you are in safe and expert hands.
Technical excellence
We have the necessary expertise, having worked extensively on various types of structured finance and securitisation structures, including collateralised loan obligations (CLOs), asset-backed securities (ABS), mortgage-backed securities (MBS). From smaller transactions to larger, multi-tranche transactions with complex waterfall arrangements, we have the requisite experience.
Multi-jurisdictional expertise
Our specialists are present in key jurisdictions, including Jersey, UK, Luxembourg, Mauritius and the Netherlands. These locations are renowned for their structuring, tax neutrality, legal certainty and investor flexibility as well as their ability to provide bankruptcy remoteness. We often establish structures with multi-jurisdiction touch points, all under one Hawksford umbrella.
ESG and emerging markets experience
Hawksford has supported clients with the structuring of securitisation structures that have a specific ESG mandate. One particular project was designed to finance the supply of solar power kits to African homes not on an electrical grid. By supporting the issuer through Jersey in this instance, we helped facilitate institutional funding into sustainable energy access, business growth in African markets and strengthened the foundations for long-term, responsible investment.

Why choose Hawksford

With extensive experience and offering end-to-end corporate services, we support clients with a full range of securitisation solutions and services. The benefits of working with us include:

Our significant global network – enabling businesses from around the world to establish SPVs in leading financial jurisdictions
Dedicated specialists with decades of securitisation experience, ensuring compliance with regulatory and substance requirements
A tailored solutions approach, which can involve working closely with the arranger, originator, servicer and noteholders/lenders to ensure the seamless operation of a structure
A track record of working on repeat transactions with some of the world’s leading investment banks and multi-national businesses
A fully integrated service from establishment and administration through to dissolution all in one provider
Strong track record of meeting time-sensitive deadlines
Director-led service helping to ensure responsiveness across time zones
Specialist software and automation capabilities to enhance efficiencies

FAQs

We would typically allow 2-4 weeks to establish the structure once all due diligence has been received. This timeframe can be shorter or longer depending on availability of information and jurisdiction.

We typically quote on a bespoke basis according to your specific needs and circumstances, and the full range of services you need us to provide.

In short, yes. Relationships are director-led, so we can move quickly to meet your needs and have a good awareness of any time sensitivities that may apply.

Jersey is a highly regarded international finance centre that is recognised around the world as a pre-eminent jurisdiction for corporate and financial services. Securitisation structures benefit from tax-neutrality, and minimal risk of tax leakage which improves economics.

Jersey is renowned for its well-established use of charitable or purpose trusts which, in orphaned structures, ensure that an SPV is bankruptcy-remote and independent. Jersey purpose trusts are also commonly used to hold Luxembourg issuer vehicles. The island is also frequently used for listings of securities on markets such as The International Stock Exchange.

The UK is widely seen as one of the most accommodating jurisdictions for securitisation because its legal system, tax framework, and financial ecosystem all line up to reduce friction for these deals. It combines legal certainty, a tax neutral securitisation framework, market depth and regulator credibility, making it a highly attractive environment for structured transactions.

As a premier global financial hub, the UK hosts expert structured finance law firms and deep institutional capital, providing a highly predictable and liquid environment for executing complex cross-border securitisations.

Mauritius proposes a modern, purpose-built regime aligned with international standards. The framework provides legal certainty for asset transfer and securitisation vehicles and imposes governance, risk management and disclosure standards. This combination supports investor confidence and regulatory credibility.

Mauritius also allows for multiple structuring options for securitisation such as Global Business Companies, Protected Cell Companies, Partnerships and Trusts.

Mauritius is widely used as a platform for investment into Africa and Asia with use of treaty access which reduces withholding taxes on underlying cashflows.

The Netherlands is often chosen when cross-border tax efficiency and legal robustness are critical. Its extensive tax treaty network helps reduce withholding taxes on incoming cashflows and improve yield on underlying assets. It has established securitisation structures, such as the Dutch BV and stitching for orphaning, whilst stitching can also used in as shareholder (orphan structure) of a LuxCo - which are well-understood by ratings agencies and investors.

Offering tax neutrality (when appropriately structured), true sale and bankruptcy-remoteness, and a strong legal framework, the Netherlands also benefits from its reputation as a high-quality, low-risk jurisdiction and its membership of the EU.